Nissan First-Time Buyer Program

Ready to Drive Your First Nissan? We're Here to Make It Happen!
If you're buying or leasing your first vehicle, Nissan Motor Acceptance Company (NMAC) is making it easier for qualified customers with limited credit history to get approved. This program is designed for customers purchasing or leasing a new Nissan vehicle and offers special financing terms to help you start your journey with confidence.
Program Highlights
  • Available on all new Nissan models
  • Eligible Tier 6-9 customers receive a Tier 5 rate (upon verification)
  • Available for NMAC Special & Dealer Choice APR, Standard APR, and Lease programs
Qualification Requirements
  • To qualify for the NMAC First-Time Buyer Program, applicants must:
  • Have a minimum of three tradelines (excluding authorized accounts, deferred student loans, or self-reported/alternative data)
  • Maintain a minimum FICO score of 660
  • Have a maximum payment-to-income ratio of 12%
  • Have a maximum front-end advance of 105% (standard LTV guidelines apply)
  • Have no active bankruptcy
  • Meet all other standard NMAC credit parameters
Get Started Today
Ready to see if you qualify? Contact our finance team to learn more about the program and start your application.

Nissan Models Under $30,000

Nissan offers six different models, all with a starting MSRP under $30,000. From sleek sedans to adaptable crossovers and electric options, there's a vehicle to fit every lifestyle. These models combine style, performance, and value, providing affordable choices without compromising on quality or features.
Learn More
  1. Flow Nissan Of Fayetteville

    4559 Raeford Rd
    Fayetteville, NC 28304

    • Sales: (910) 323-4400
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Get in Touch

  • Contact our Sales Department at: (910) 323-4400
  • Monday9:00am - 7:00pm
  • Tuesday9:00am - 7:00pm
  • Wednesday9:00am - 7:00pm
  • Thursday9:00am - 7:00pm
  • Friday9:00am - 7:00pm
  • Saturday9:00am - 6:00pm
  • SundayClosed